Insurance

There are two types of insurances that may help pay for comprehensive eye exams; medical, which covers eye health issues like macular degeneration and diabetic retinopathy - and vision, which covers the refraction (where the doctor determines your prescription) and often provides a benefit towards materials such as glasses or contacts. Since vision plans do not generally cover medical eye problems, your medical insurance is required for billing these services.

We are sensitive to the fact that patients may have a higher copayment or out-of-pocket expense using one plan versus the other and we will do our best to limit out of pocket costs to you, but unfortunately, we have very limited discretion in this area because these policies are set by insurance companies and the federal and state governments. Because of this, we are required by law to submit claims to the most appropriate carrier. If you do not have medical or vision coverage, you will be responsible for paying the portion of the visit that is not covered.